The Kansas Insurance Department issued has provided updated information to Kansans regarding insurance coverage of COVID-19 testing.
Over-the-counter COVID-19 tests should be covered by health insurance plans at no direct cost. The process by which an insurer covers the cost of tests will vary. Kansans will either receive their tests at no out-of-pocket cost at the point of sale or will need to submit an insurance claim for reimbursement.
Insured Kansans are encouraged to be on the lookout for guidance from their insurance provider for how to obtain their over-the-counter COVID-19 tests.
The Department said that insurers should cover the cost of other diagnostic COVID-19 tests as well, without cost sharing requirements such as deductibles, co-payments, and coinsurance. In most cases, you should not receive any bill, including for a provider/facility fee.
Kansans are encouraged to contact the Kansas Insurance Department if they receive a bill for COVID-19 testing and have questions if it was appropriately billed. You do so by calling 1-800-432- 2484 or online at insurance.kansas.gov.
